Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends the beauty of the desert with the conveniences of modern living. As the capital of Maricopa County, Phoenix is known for its stunning sunsets, sprawling landscapes, and a rich cultural tapestry that attracts residents from all walks of life. With over 300 days of sunshine each year, this dynamic city offers a warm climate that is perfect for outdoor enthusiasts and sun-seekers alike.

Phoenix is not just about the weather; it’s a thriving hub for business, education, and recreation. The city boasts a diverse economy with opportunities in technology, healthcare, and tourism, making it an ideal place for professionals and families. The local arts scene flourishes with galleries, museums, and theaters, while the culinary landscape is a delightful mix of traditional Southwestern flavors and innovative dining experiences.

For those considering a move to this sun-soaked city, the housing market in Phoenix is both inviting and accessible. Homes with FHA new financing options are available, making it easier for first-time buyers to enter the market. The Federal Housing Administration (FHA) loans provide lower down payment requirements and flexible credit score guidelines, which can be particularly beneficial in a competitive market. Whether you’re looking for a charming bungalow in a historic neighborhood or a modern family home in a bustling community, Phoenix offers a range of options to suit your needs.

Discover the allure of Phoenix, where the desert meets opportunity, and find your dream home today!

Newest Phoenix Homes with FHA New Financing

$369,900

3 Beds ⋅ 2 Baths ⋅ 7100382 MLS ⋅ 1,904 SqFt.

Welcome home! This 3-bedroom, 2-bath home offers a comfortable, versatile layout designed for easy everyday living. Generous living areas provide flexibility for a home office, guest space, hobby area, or whatever best suits your lifestyle. Set in the established 85023 area of North Phoenix, you'll enjoy convenient access to I-17 and Loop 101, along with nearby shopping, dining, entertainment, parks, and major employment corridors. With a practical floor plan and convenient access to destinations throughout the Valley, this home brings comfort and functionality together.

18049 N 24th Drive, Phoenix

$486,000

3 Beds ⋅ 2 Baths ⋅ 7100368 MLS ⋅ 1,760 SqFt.

Comfortable single level living in this desirable 3 bedroom/2 bath home nestled in quiet neighborhood with NO HOA and within the sought-after Desert Vista High School boundaries. Vaulted ceilings and a spacious living room create an inviting feel, while the kitchen features a skylight, walk-in pantry, and opens to an eat-in dining area and breakfast bar. A separate formal dining room provides direct backyard access, making entertaining and outdoor grilling a breeze. Spacious primary suite offers dual closets with built-in organization. Recent updates include a remodeled primary bathroom (2026), LVP flooring throughout, roof (2019), HVAC (2021), and windows/exterior doors (2022). Additional features include a water softener, ceiling fans, faux wood blinds, and 2-car garage with workbench and shelving and 2 exterior storage sheds. Low maintenance yards feature mature shade trees, while beautiful south mountain views can be enjoyed throughout the neighborhood. All appliances included.

4238 E Liberty Lane, Phoenix

$375,000

3 Beds ⋅ 2 Baths ⋅ 7100352 MLS ⋅ 1,412 SqFt.

Poolside Living & Everyday Convenience! Welcome home to this inviting 3-bedroom, 2-bath home in the desirable Sundance Ranch community! Situated on a quiet cul-de-sac, this home offers a freshly painted interior, vaulted ceilings, and neutral diagonal tile flooring throughout for a bright, open feel. French doors lead to a covered patio and private backyard pool, creating the perfect setting for weekend relaxation, outdoor entertaining, or cooling off on warm Arizona days. Desert landscaping offers low-maintenance curb appeal, while the attached two-car garage provides convenient parking and additional storage. Enjoy a convenient location near shopping, dining, and easy access to I-10. Its inviting layout, refreshing pool, and convenient location, this home is ready to welcome you home!

2003 S 82nd Lane, Phoenix

$625,000

3 Beds ⋅ 2 Baths ⋅ 7100350 MLS ⋅ 1,851 SqFt.

Location, character, and rare versatility in the heart of the Biltmore Corridor! This unique 1925 adobe property features a charming single-family home plus a separate guest house with NO HOA--offering multiple income streams, multigenerational living, or the ideal setup for an owner-occupant desiring a private guest suite or dedicated home office. Thoughtfully renovated in 2020, the property blends historic architectural character with extensive modern improvements. Offering 1,851 total square feet, the property features a 2-bedroom, 1-bathroom main residence (1,231 sqft) and a separate 1-bedroom, 1-bathroom guest house (620 sqft), complete with its own kitchen and living area. Both residences showcase authentic cedar beams throughout every room, bringing warmth and character to the interiors. Updated kitchens feature stainless steel appliances, gas ranges, modern range hoods, and timeless subway tile backsplashes. Significant improvements extend beyond the finishes, including updated electrical wiring, plumbing, water and sewer lines, and ductwork. Located in the heart of the Biltmore Corridor, this property is just minutes from the Biltmore Financial District, Camelback Colonnade, and some of Phoenix's premier shopping, dining, and entertainment, with convenient access to SR-51, Loop 202, and I-10. An exceptional opportunity to enjoy the perfect combination of historic character, modern updates, and versatility in one of Phoenix's most sought-after locations.

1645 E Turney Avenue, Phoenix

$579,000

3 Beds ⋅ 3 Baths ⋅ 7100327 MLS ⋅ 1,610 SqFt.

Welcome to the heart of Moon Valley, where modern updates meet resort-style Arizona living with beautiful mountain views! This fully updated 3-bedroom, 2.5-bath home offers a bright, open feel with updated flooring, recessed lighting, modern finishes and a striking brick fireplace. The refreshed kitchen features beautiful countertops, stainless steel appliances and subway tile backsplash. Step outside to your private backyard retreat featuring a large pool, synthetic grass, mature greenery, covered patio and new gas fire pit--perfect for entertaining or relaxing. Out front, enjoy fresh landscaping and a new circular driveway with plenty of parking. Additional features include a 2-car garage with newly epoxied floors, RV gate and outdoor storage. Move-in ready and made for Arizona living!

13250 N 11th Avenue, Phoenix

$489,900

4 Beds ⋅ 3 Baths ⋅ 7100324 MLS ⋅ 2,111 SqFt.

This spacious 4-bedroom, 2.5-bath, two-story home offers a fantastic floor plan, versatile upstairs loft, and numerous valuable updates throughout! Enjoy comfortable living spaces, a generously sized primary suite, three additional bedrooms, and an inviting upstairs loft perfect for a home office, media room, game room, or additional family gathering space. Recent improvements include laminate flooring installed in approximately 2025, updated baseboards, and refreshed interior paint. All bathrooms were remodeled in 2024 with updated showers, tubs, sinks, and fixtures. The kitchen features tile flooring and a brand-new dishwasher. Additional highlights include a Day & Night HVAC system installed in approximately 2020, a newer water heater, and an epoxy-coated garage floor..... With approximately 2,100 square feet of living space, a flexible layout, and significant improvements already completed, this home offers an excellent combination of comfort, convenience, and functionality. A wonderful opportunity to make this home your own!

1940 E Aire Libre Avenue, Phoenix

$459,000

3 Beds ⋅ 2 Baths ⋅ 7100304 MLS ⋅ 1,633 SqFt.

4015 N 12th Avenue, Phoenix

$219,000

3 Beds ⋅ 3 Baths ⋅ 7100245 MLS ⋅ 1,704 SqFt.

Charming townhouse located in a gated Central Phoenix community! Enjoy a prime location just minutes from the light rail, shopping, restaurants, entertainment, and convenient access to I-17. The home features neutral interior paint, laminate flooring throughout the main living areas, tile in the kitchen and all three bathrooms, and neutral carpet on the stairs and in the bedrooms. The main level offers an open-concept living and dining area, a spacious kitchen, a convenient half bath, and a laundry room complete with a laundry chute from the upstairs level. Upstairs, you'll find a generous primary suite with an en-suite bath, two additional bedrooms, and a full guest bathroom. Relax in the private, fully fenced courtyard, and take advantage of the separate exterior storage room for a

2025 W Elm Street, Phoenix

16013 S Desert Foothills Parkway Unit 1077, Phoenix

$339,000

3 Beds ⋅ 2 Baths ⋅ 7100192 MLS ⋅ 1,356 SqFt.

Ground-floor 3 bed / 2 bath open-concept condo in the highly sought-after San Simeon community at The Foothills. The unit is located directly beside the community lake, with lake views visible from the 2nd bedroom, creating a peaceful backdrop rarely found in ground-level units. Enjoy exceptional convenience with an assigned covered parking space approximately 30 feet from the front door and visible from the living room. Step outside to immediate access to the lake, dock, grill and picnic area. Come enjoy a coffee on the dock or a long walk by the lake path. This home is ready for a growing family or someone ready to retire! Amenities include pools, spa, fitness center, and clubhouse. Prime Ahwatukee location near South Mountain trails, dining, shopping, and freeway access!

16013 S Desert Foothills Parkway Unit 1077, Phoenix

$840,000

3 Beds ⋅ 2 Baths ⋅ 7100188 MLS ⋅ 2,508 SqFt.

Tucked into Phoenix's sought-after Sheaborhood, this spacious home puts you steps from Christy Cove Park and the mountain preserve trails. Enjoy mountain views, comfortable north/south exposure, and access to top-rated schools. Recent upgrades make it as efficient as it is inviting: owned solar (2022), a new HVAC system with Reme Halo UV air purification (2023), energy-efficient windows, and refreshed fixtures throughout. Inside, an open, living area flows to a large kitchen with a walk-in pantry. A fireplace adds warmth, the indoor laundry room keeps chores simple, and the extended two-car garage offers plenty of storage. Out back, your private resort awaits. The sparkling pool features a new variable-speed pump (2020) and sand filter (2024), surrounded by low-maintenance landscapin

2420 E Shangri La Road, Phoenix

$770,000

3 Beds ⋅ 2 Baths ⋅ 7100122 MLS ⋅ 2,353 SqFt.

A RARE FIND IN PHOENIX! Nearly 1/2 ACRE, beautifully REMODELED, BLOCK CONSTRUCTION, POOL & NO HOA! This 2,300 SF home offers the space, flexibility & freedom you've been searching for! Gorgeous plank-style tile flooring, an impressive 12-ft kitchen island, stainless appliances, 42'' cabinets & abundant storage. Spacious Great Room features a wood-burning fireplace & tiled dry bar, plus a versatile flex living/dining space. Garden doors open to your backyard oasis featuring a sparkling pebble-finish pool, outdoor shower, extended paver patio, gazebo & low-maintenance landscaping. BONUS: Air-conditioned 2-car garage, RV gate & gated RV parking! Updated interiors, incredible outdoor living & room for all your toys. BIG LOT. BIG FREEDOM. ONE RARE FIND!

2949 W Wescott Drive, Phoenix

$409,900

3 Beds ⋅ 2 Baths ⋅ 7100113 MLS ⋅ 1,521 SqFt.

Private Backyard, NO REAR NEIGHBORS!!! Nestled against a serene greenbelt with no rear neighbors, this immaculate 3 bed, 2 bath Belcanto home offers unbeatable privacy and peaceful views from your own backyard. Step inside to grand vaulted ceilings and an expansive open-concept design that immediately creates a bright, airy, and welcoming atmosphere. At the heart of the home sits a chef-ready kitchen complete with rich stainless steel appliances, a center island with a breakfast bar, and generous cabinet and counter space perfect for cooking and entertaining. With its private outdoor setting, dramatic architectural details, and turn-key presentation, this stunning property stands out as an absolute must-have home.

2614 E Hartford Avenue, Phoenix

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Phoenix Homes with FHA New Financing

Newest Phoenix Homes with FHA New Financing

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