Sun City Homes with VA Loan New Financing

Sun City Homes with VA Loan New Financing

Welcome to Sun City, Arizona, a vibrant and welcoming community nestled in the heart of Maricopa County. Known for its sunny skies and warm climate, Sun City is a haven for those seeking an active lifestyle in a serene setting. This charming city boasts a rich array of amenities, including golf courses, recreational centers, and a variety of social clubs, making it an ideal destination for retirees and families alike.

One of the standout features of Sun City is its commitment to providing affordable housing options that cater to diverse needs. For veterans and active-duty service members, the availability of homes with VA loan new financing makes homeownership more accessible than ever. VA loans offer significant advantages, including no down payment, competitive interest rates, and no private mortgage insurance (PMI), allowing you to invest in your dream home without the financial burdens often associated with purchasing property.

In Sun City, you’ll find a range of homes that embrace both comfort and style, from cozy single-family residences to modern townhomes. Many properties are designed with the active adult in mind, featuring open floor plans, spacious outdoor areas, and proximity to recreational facilities. The sense of community here is palpable, with friendly neighbors and a calendar full of events that foster connections and friendships.

Whether you’re looking to retire in a peaceful environment or start a new chapter of your life, Sun City offers the perfect blend of relaxation and activity. Discover the possibilities that await you in this beautiful Arizona gem, and let your journey to homeownership begin with the benefits of a VA loan today!

Newest Sun City Homes with VA Loan New Financing

$369,900
2 Beds ⋅ 2 Baths ⋅ 7077209 MLS ⋅ 2,064 SqFt.
PRIDE OF OWNERSHIP IN ONE OF SUN CITY'S BEST LOCATIONS! Beautifully maintained and move-in ready, this home features numerous recent updates including fresh paint, new carpet, and A/C replaced 2 years ago, a new gas water heater (under 1 year old), new stainless steel stove & microwave, newer stainless steel dishwasher, and new garage door. The back patio was poured approximately 1 year ago and features a newer louvered pergola. Inside, the desirable split-bedroom floor plan offers a spacious open great room plus an AZ room for additional living space. An oversized laundry/utility room with office or craft room potential and golf cart garage provide excellent flexibility. Enjoy low-maintenance front and back yards, a welcoming front porch, and plenty of backyard space for future additional storage or a pool. Come see why Sun City is such a sought-after place!

10944 W Saratoga Circle, Sun City
$255,000
2 Beds ⋅ 1 Baths ⋅ 7077139 MLS ⋅ 1,134 SqFt.
Beautifully updated and move-in ready Sun City gem! This 2-bedroom, 1-bath block home features an inviting open floor plan, remodeled kitchen and bath, quartz countertops, subway tile backsplash, built-in oven, glass cooktop, stainless sink, and consistent luxury vinyl flooring throughout. Enjoy spacious living with both a large great room and separate breakfast/dining room. Oversized bedrooms, updated Milguard windows, white faux wood blinds, fresh interior and exterior paint, updated lighting, ceiling fans, and new hardware add modern appeal. NEWER roof (approx. 8 yrs) and A/C (approx. 6 yrs). Large air-conditioned laundry room, attached storage room, and spacious 2-car garage. Private fully fenced backyard with 2 wrought iron gates, covered patio, and convenient access to Sun City's... Beautifully updated 2-bedroom, 1-bath block home Open floor plan Expanded living space with separate living room and family room Remodeled kitchen Quartz countertops Subway tile backsplash Built-in oven Glass cooktop Stainless steel sink Luxury vinyl flooring throughout Updated Milgard dual-pane windows White faux wood blinds Fresh interior paint Fresh exterior paint Updated lighting fixtures Ceiling fans throughout New door hardware throughout Oversized bedrooms Air-conditioned laundry room Laundry room vanity and medicine cabinet Dishwasher replaced in 2025 Side-by-side refrigerator replaced in 2026 New garage door Attached 2-car garage Separate attached storage room NEWER roof (approximately 8 years old) NEWER A/C (approximately 6 years old) Covered patio Fully fenced backyard Two wrought iron gates Spacious front and backyard areas Sewer line scoped; report available upon request Conveniently located near Sun City recreation centers Clean and move-in ready Pride of ownership throughout Ideal full-time residence or winter retreat

10131 W Alabama Avenue, Sun City
$229,900
2 Beds ⋅ 2 Baths ⋅ 7076600 MLS ⋅ 1,759 SqFt.
Super Nice 1759 Sq Ft 2 Bed/ 2 Bath Duplex * Great Curb Appeal w/ Grass * Nice Tiled Courtyard Space to enjoy our AZ Winters * NEW Lenox AC 2022 * NEW Tile 2018 * NEW Sewer Liners 2016 * NEW Windows 2015 * NEW Patio & Cover 2015 * Permitted 288 Sq Ft Room Addition 2014 * NEW Heat Shield INSULATION 2013 * ROOF Approx 2014 * This Floor plan has a Spacious Eat-in Kitchen w/ lots of cabinetry, counter space & a place for a Coffee Bar * Primary Suite has Walk-in Closet, Vanity Table & Bath w/ Shower * Guest Bedroom is the only room w/ Carpet * Hall Bath has a NEWER ADA Height Toilet, NEWER white vanity & Tub * Love the Addition overlooking the new Covered Patio & Greenbelt * Inside Laundry * The 2 Car Garage has a separate Storage Room, NEWER Garage Door & Opener * 1 pet 35 lbs. No Rentals * Blanket Insurance Policy: Capilay HOA provides a master insurance policy covering the common elements and buildings within the Association property. The Master Policy includes coverage for damage to the exterior and interior walls, roof, windows, floor coverings, cabinets, countertops, and built-in appliances. Coverage for the roof is for damage caused by fire, wind, hail, and falling trees. It does not cover wear and tear. (CC&Rs #12.I) Each unit owner should obtain their own condo owner's insurance policy (HO-6) to fully cover the contents of their unit. The owner's insurance should include coverage for the Master Policy deductible of $10,000. (Bylaws Article III A)

10515 W Roundelay Circle, Sun City
$325,000
2 Beds ⋅ 2 Baths ⋅ 7076548 MLS ⋅ 1,660 SqFt.
Welcome home to Sun City, Arizona, a premier 55+ community offering a luxury lifestyle for those ready to make it their own. Tucked away on a quiet, private street, this beautifully maintained home backs up to an expansive grassy common area lined with mature citrus trees. Inside, you'll find 2 bedrooms, 2 bathrooms, and a versatile bonus rooms, and inclosed sun room plus an oversized garage and a covered patio made for soaking in Arizona's sunshine. It's the ideal place to retire in style. And with 8 recreation centers, 8 golf courses (2 of them private), and many clubs and interest groups, this exclusive community has something for everyone.

10135 W Forrester Drive, Sun City
$299,900
3 Beds ⋅ 2 Baths ⋅ 7076375 MLS ⋅ 1,465 SqFt.
Welcome to your new home in the beautiful and charming Sun City age-restricted community! This lovely home offers a spacious open-concept floor plan featuring a comfortable family room with a cozy wood-burning stove perfect for relaxing and entertaining. The well-appointed kitchen features Corian countertops and included appliances, while durable laminated flooring flows throughout most of the home, with tile flooring in the bathrooms and laundry room. For added conveniance, the washer and dryer are included, Step outside and enjoy your covered patio and expansive, fully fenced backyard, offering plenty of space to relax, come and discover the comfort charm and easy living this wonderful Sun City home has to offer!

9431 W Timberline Drive, Sun City
$440,000
3 Beds ⋅ 2 Baths ⋅ 7076228 MLS ⋅ 1,832 SqFt.
Wow! Impeccable and Beautifully renovated Sun City single-family home featuring 3 bedrooms plus a den and 2 full baths. The remodeled kitchen showcases quartz countertops and upgraded finishes, perfect for entertaining. Enjoy year-round comfort with a brand-new AC and peace of mind with a roof replaced in 2017. Attractive stucco exterior adds curb appeal, while the private pool with newer equipment and a nice sized newly resurfaced covered patio adjacent to the kitchen creates an inviting outdoor retreat. Move-in ready and designed for easy living in one of Sun City's most desirable active-adult communities. Solar addendum attached shows value in reducing electric bills. Won't last long, hurry over today!

11025 W Campana Drive, Sun City
$278,000
3 Beds ⋅ 2 Baths ⋅ 7075996 MLS ⋅ 1,674 SqFt.
Welcome to this inviting 3-bedroom, 2-bath Gemini twin home in Sun City. Offering a comfortable floor plan,2-car garage, and well-maintained improvements, including Hampton Oak laminate flooring throughout most of the home complemented by tile in select areas. The kitchen, remodeled in 2016, features granite countertops, a 5-burner gas range, microwave, and refrigerator. Major updates include a new HVAC system in 2025, new skylights in 2025, a new water heater in 2024, and replaced windows plus sliding glass door in 2023. The expanded front patio creates a welcoming outdoor space for morning coffee, entertaining, or simply enjoying Arizona's beautiful weather. With important major systems already addressed, this home offers the opportunity to enjoy the Sun City lifestyle.

10413 W Prairie Hills Circle, Sun City
$310,000
2 Beds ⋅ 2 Baths ⋅ 7075927 MLS ⋅ 2,141 SqFt.
Aggressively priced and packed with value, this beautifully remodeled Sun City condo offers 2,141 square feet of stylish, move-in-ready living. The thoughtfully designed kitchen features rich cherry cabinetry, stainless steel appliances, pullout drawers, under-cabinet lighting, toe-kick storage, and an instant hot water dispenser. Soaring ceilings over 9 feet create an open, airy feel, while flexible living space offers room for dining, music, or entertaining. Additional highlights include an owned-outright solar system with an LG battery for backup power, low electric bills, a separate dressing area, abundant storage, a large covered patio, a relaxing hot tub, and a hard-to-find 2-car garage. Spacious, updated, and priced to stand out, this exceptional condo is a must-see.

10814 W Thunderbird Boulevard, Sun City
$279,000
2 Beds ⋅ 2 Baths ⋅ 7075688 MLS ⋅ 1,464 SqFt.
LOVE THE SPACE, LOCATION & LIFESTYLE! Discover exceptional value in this beautifully maintained 2-bedroom, 2-bath home situated on an oversized corner lot just ½ block from the golf course in Sun City's desirable 55+ community. Enjoy a brand-new roof (Nov. 2025), bright & inviting living spaces, tile flooring, and an updated kitchen with upgraded appliances & a spacious dining area. Both bedrooms feature new plush carpet, ceiling fans, & generous closet space, w/ the primary suite offering a convenient walk-in shower. Outside, the expansive backyard & large, covered patio create the perfect setting for relaxing, entertaining, or designing your own private outdoor retreat. Close to golf, shopping, dining, recreation centers, and all the amenities that make Sun City living so enjoyable.

10602 N 103rd Avenue, Sun City
$169,000
2 Beds ⋅ 1 Baths ⋅ 7075584 MLS ⋅ 936 SqFt.
This Adorable H2 Model Home Is Waiting For You To Come Put Your Finishing Touches. 2 Bedrooms And 1 Bathroom. There Is An Extra Large Work Shop/ Storage Room. The Covered Back Patio Is Great For Entertaining And Enjoying The Arizona Lifestyle. The Carport Could Easily Be Converted Into A 2 Car Garage. Come Enjoy All That Sun City Has To Offer.

12059 N Saint Annes Drive, Sun City
$175,000
2 Beds ⋅ 2 Baths ⋅ 7075050 MLS ⋅ 1,108 SqFt.
Discover this charming townhome in the 55+ Cabo Court Community in Sun City! Featuring 2 beds, 2 baths, and a 1-car extended garage with built-in cabinets. Inside, you'll find abundant natural light, an inviting living area, and plush carpet, wood-look & tile floors t/out. Further in, the eat-in kitchen is equipped with ample white cabinets, built-in appliances, and sliding glass doors that provide easy indoor-outdoor living. The perfectly sized primary bedroom includes a private bath and direct patio access. Outside, the covered & extended patio provides ample space, ideal for relaxing or entertaining. Enjoy nearby golf, pickleball & tennis courts, a heated community spa, and all that the Sun City lifestyle has to offer, plus easy access to shopping, dining, and more. Don't miss this gem!

13009 N 100th Avenue, Sun City
$225,000
2 Beds ⋅ 2 Baths ⋅ 7074927 MLS ⋅ 1,433 SqFt.
Located right on the golf course in Sun City, this home has several updates ready to go: a new oven and stovetop, refrigerator, washer and dryer, and a new water heater (2022) with water softener system. A second refrigerator in the garage adds extra storage. The home retains its original 1980s finishes and is priced accordingly -- a great opportunity to remodel and make it your own, while enjoying everything Sun City's 55+ community has to offer, including golf, pools, clubs, and community events. A solid value on the course, with the location and potential to make it your own.

11120 W Cameo Drive, Sun City
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